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Exclusive Special Financing

Sparks Fitness offers amazing 0% interest financing options with super low monthly payments. Coupled with a hassle free quick and easy approval process, you can get your equipment today!

With Sparks Fitness we offer premium, trusted and the best finance options for your equipment.

 SEE IF YOU PREQUALIFY
synchrony
sparks 9c0336c3-a843-4f60-9f62-313f1801dd76

Finance with Synchrony

Sparks Partnership with Synchrony gives you easy access the best financing without a catch! There are no origination fees or prepayment penalties, so you know exactly how much you owe.

How does it work?

Provide some basic information and get a real time credit decision in minutes and get your equipment today!

After you're pre-qualified, terms vary from 3, 6, 12, 18, 24, 36 or 60 months.*depending on the promotion.

SEE IF YOU PREQUALIFY

Commonly Asked Questions

Can I pay back my loan early?

Yes, you can repay anytime for all or part of your loan. There is never a penalty for paying early.

Does checking my rate affect my credit?

No. We use a soft inquiry to check your rate, which won’t affect your credit score. Checking out with Synchrony will not result in a hard inquiry at any of the three major credit reporting agencies.

How and when do I make payments?

Make financing payments online by ACH or debit card, or by mailing Synchrony a check. Your first payment won’t be due for at least 30 days after checkout.

Is this safe and secure?

Safeguarding your personal information is very important to us. All Synchrony checkouts use HTTPS secure encryption when transmitting data.
affirm 3fed3b0e-69a4-43e0-912d-b8cc67559e3d
sparks 9c0336c3-a843-4f60-9f62-313f1801dd76

Finance with Affirm

Buy now, pay later without the fees

How does it work?

Choose Affirm at checkout and choose the best plan of monthly installments, perfect for big-ticket items.

With Affirm there are No hidden fees—ever; What you see is what you pay; Set up easy, automatic payments.

Affirm is the smartest way to pay over time. Shop at Sparks from pretty much anywhere and pay at your own pace without any fees, so you can get the things you love without breaking your budget.

    Sample Pay for 6 installments with an affirm loan: (*0% APR)

  • Total = $5,299
  • Monthly Payment = $883.17 (for 6 months)

    • Sample Pay for 12 installments with an affirm loan: (*15.12% APR)

  • Total = $5,299
  • Monthly Payment = $478.58 (for 12 months)

    • Sample Pay for 36 installments with an affirm loan: (*15.19% APR)

  • Total = $5,299
  • Monthly Payment = $184.19 (for 36 months)
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Commonly Asked Questions

Will Affirm affect my credit score?

Creating an Affirm account and seeing if you prequalify will not affect your credit score. If you decide to buy with Affirm, these things may affect your credit score: making a purchase with Affirm, your payment history with Affirm, how much credit you've used, and how long you’ve had credit.

Does Affirm charge interest and fees?

Fees - We don’t charge any fees. That means no late fees, no prepayment fees, no annual fees, and no fees to open or close your account. Interest - Depending on the size of your purchase, your payment plan may include interest. You’ll never owe more interest than you agree to on day one—so you always know exactly what you’re getting into.

Does Affirm give me different loan options?

Choose your payment terms You’re in control. Pick the payment option that works for you and your budget—from 4 interest-free payments every 2 weeks to monthly installments. You can pick at checkout.

How can I manage my payments?

Manage your payments in the Affirm app or online, and set up AutoPay so you don’t miss a payment. But if you do, you’ll never pay any fees.

Why Affirm?

We started Affirm because credit cards aren’t working. They lure us in with perks, but end up costing a lot: The average U.S. household has $6,000 in credit card debt. With Affirm, you’ll never owe more than you agree to up front. Instead, you’ll always get a flexible, transparent, and convenient way to pay over time.

*Rates are between 0-36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Estimated payment amount may exclude taxes and shipping. For licenses and disclosures, see affirm.com/licenses. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license.

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No Interest Financing

Online and In-Store Customers: Affirm is our online financing partner. Affirm allows you to prequalify online instantly, and continue your online purchase using the financing options you qualified for. You can pre-qualifying directly on the product or during checkout.

In-Store Customers: For our in-store customers we have a special financing program provided by Synchrony Financial that offers attractive 0% options exclusively for in-store customers.

If you need any assistance or have questions feel free to contact us a store below and a Sparks Team Member will assist you.

Reno-Sparks Retail Store
1007 Greg Street
Sparks, NV 89431 USA
Phone: (775) 686-6115
Email: reno@sparksfitness.net

Dallas-Addison Retail Store
14733 Inwood Road
Addison, TX 75001 USA
Phone: (214) 919-3060
Email: addison@sparksfitness.net

Delivery, Installation & Setup

Online Purchase: A Sparks Team Member will reach out to you via phone or email to confirm your order and set a 1-hour delivery window with you.

In-Store Purchase: Sparks Team Member will offer you a 1-hour delivery window at the time of purchase.

This isn’t our first rodeo, Sparks Fitness is no stranger to delivering fitness equipment to your home or gym.
Our staff will ask you, “who, what, where and how” questions when scheduling with you and provide this information to our delivery team so they can deliver to your home properly.

How does this work?
Step 1: Your equipment is unboxed from the packaging and assembled in our designated equipment assembly zone by our In-House Trained Professionals. This team is responsible for calibrating, tuning and testing your equipment to ensure the highest quality and performance.

Step 2: Your equipment is securely loaded into our own delivery vehicle which has an enclosed cuboid-shaped cargo area. Our delivery vehicle is also fitted with a 5,000lb rated lift gate to ensure we can delivery any order.

Step 3: Once our In-House Delivery Team arrives they will Install & Setup your equipment in the room of your choice and remove any packaging materials upon their departure..

Delivery

Upon order confirmation, Our online department will be contacting you via phone or email to confirm your order has been shipped. We also provide additional services to assistance you with receiving your order. Contact the online shipping department for a list of available services in your home or commercial address.

What is ‘Traditional Online-Only’ Price?

When we feature a ‘Traditional Online-Only’ price on gym flooring products, this price represents the estimated price that other online gym flooring retailers charge for similar-quality product.

Almost all online-only retailers show a low price on the product page but add anywhere from $100-$1,000+ dollars for freight when you add the product to checkout. Online-only retailers do not allow customers to pick up their flooring if they don't want to pay for shipping. 

At Sparks the price you see on our website is what you will pay in store or online, no hidden fees. This way we are able to offer the lowest prices on quality gym flooring because our customers can choose what is best for them; either free in store pick up, local delivery or installation options. This way our customers can maximize on savings while not sacrificing on quality. 

We research prices across the industry to ensure these retail prices represent realistic competitor pricing, but we encourage our customers to conduct their own individual research.

Keeping you and our employees safe

Our Team will be following all CDC and government recommendations on protective gear such as face masks and gloves, social distancing, and sanitization.

Here's how it works:

  • During checkout, choose Store Pickup and select your store
  • We'll show you an estimated pickup date
  • Place your order and wait to receive a "Ready for pickup" email (this is a separate email from your order confirmation)
  • Bring your ID, credit card and order number to the store and pick up your items
  • We'll hold your items at the store for 5 days; if you don't make it in by then, we'll cancel the order and refund your method of payment
  • If you can’t pick up your order within 5 days and you don’t want it to be canceled, let store staff know

Bring to the store:

  1. Your government-issued photo ID
  2. The credit card used for the purchase (if a credit card was used)
  3. Your order number

At the store:

  • Some stores have reserved parking spaces for Store Pickup — they're right up front
  • Inside, look for the Store Pickup sign at the front of the store, or ask the Sparks staff at the door to point you in the right direction

A few more things to know:

  • There’s no charge for Store Pickup
  • Products may be larger than expected due to their packaging; please keep this in mind when considering what vehicle you use to pick up your order
  • Allow extra time to pick up large items like Dumbbell & Home Gym Packages and Bigger items
  • Virtual and one-time-use credit cards cannot be used for Store Pickup

Pre-orders:

Pre-ordered items will be available for pickup on or after their release date.

Contact Sparks Team Member

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